Discover Your Dream Home with a Stunning WATER VIEW! This like new (2022) 4 beds, 2 baths gem in Saddle Creek Preserve comes with an incredible zero down payment option! Nestled with no rear neighbors, enjoy a PRIVATE, FENCED BACKYARD overlooking a serene pondperfect for FISHING and unwinding. Located in a NO FLOOD ZONE and approved for long term rentals, this home offers peace of mind and flexibility. *** Step inside to an OPEN FLOOR PLAN brimming with upgrades: a 2 car garage, stainless steel appliances, granite countertops, and a spacious island bar ideal for entertaining. The modern kitchen shines as the heart of the home, while the separate master bedroom delivers luxury with a glass framed shower, walk in closet, and tranquil pond views. Additional perks include a washer and dryer, water filtration system (just needs activation), in wall exterminator system, and in ground sprinklers. *** Outside, the backyard oasis invites relaxation with its water views, while community amenities like a pool and dog park add value. Conveniently located near highways, schools, shopping, and dining, youre also minutes from Lakelands Historic Downtownthink charming boutiques, tasty restaurants, and 38 scenic lakes. *** With extremely low HOA fees covering exterior and ground maintenance, sewer, and trash services, savings abound. Flexible for long term renting, this home is a rare find. *** Act fastschedule your showing today!